What happens after the open beta?

WeSpend stays free forever for early users. We'll add paid tiers (~3–5€/mo) for advanced features, but everything you use today will remain free.

Where is my data stored?

On EU servers (Hetzner, Germany). GDPR-compliant. Encrypted at rest and in transit.

Is the Monobank connection read-only?

Yes. We can only fetch your transactions — we can never move money or change your settings.

Can I use it without connecting any bank?

Absolutely. Add transactions manually, import CSV from your bank, or use Monobank — your choice, mix and match.

Can I export everything?

Yes — CSV, XLSX, PDF for transactions, reports, and a full data backup. No lock-in.

Is the demo connected to a real bank?

No. The demo is a sandbox account loaded with sample data. Play with all features freely — no signup required.

Open beta is free right now — join early and lock in up to 50% off when paid plans launch.

Open beta · v0.16.0a

Every account.
Every currency.
All in one place.

WeSpend is a personal & family finance tracker.

Monobank sync USD · EUR · UAH · +35 iOS · Android · Web

Tracks 38 currencies — fiat & crypto — with daily exchange rates

EURUSDUAHBTCGBPPLNETHCHFCADUSDTCZKDKKSOLSEKNOKXRPHUFRONBNBTRYGELDOGEBGNISKADAKZTMDLBCHMKDRSDUSDCALLBAMTRXZECLEOHYPEXMREURUSDUAHBTCGBPPLNETHCHFCADUSDTCZKDKKSOLSEKNOKXRPHUFRONBNBTRYGELDOGEBGNISKADAKZTMDLBCHMKDRSDUSDCALLBAMTRXZECLEOHYPEXMR

How it works

Three steps to financial clarity.

Set up in under a minute. The app does the boring part.

Connect your accounts

Add Monobank in 30 seconds, or import CSV from any bank. Add cash, savings, investments.

Auto-categorize

Set a rule once — every transaction from that merchant lands in the right place.

See the truth

Donut charts, runway, monthly comparisons. Decide what to change.

Juggling 4 banks, 3 currencies, a partner's spending — and a spreadsheet nobody updates?

You're not the problem. Spreadsheets are. WeSpend connects the dots.

Built for real money

A finance app that does the boring work for you.

Sync with Monobank, split receipts, set budgets, and see your whole picture — without the spreadsheet.

Transactions

Transactions, finally tamed

Categories, tags, splits, receipt photos, and search — everything you need to stay on top of every euro.

Splits across categories Cross-currency transfers Receipt photos & PDF files Refunds & archive Templates & recurring Search & filters Bulk edit & multi-select CSV & XLSX import

Monobank sync — live

Connect your Monobank account once — transactions appear automatically, already categorized. EU & US Open Banking for other banks is coming soon.

Monobank

•••• 8431

UAH · 364.17

Revolut

coming soon

EU & US Open Banking

+ 3000 EU banks

coming soon

EU & US Open Banking

Monobank connected · auto-syncs

Coming soon

INGRevolutWiseN26PrivatBank

38 currencies — fiat & crypto

23 fiat and 15 crypto currencies. Cross-currency transfers record the exact rate used. View historical rate charts for any pair, right inside the app.

23 fiat

EURUSDUAHGBPPLN+18

EUR / USD1.082

GBP / EUR1.178

15 crypto

BTC

ETH

SOL

USDT+11

BTC / EUR~€84k

ETH / EUR~€1.9k

Rate history included

Auto-categorize

Set a pattern once. Every new transaction from that merchant lands in the right category.

Iberdrola→Housing

Easy Day→Groceries

Pasqual|Sheila→Food & Dining

Privacy mode

Blur every amount with one tap. Safe for coffee shops, shoulder-surfers, and video calls.

Total balance€2,360.23

May spend€1,419.41

Budgets & goals that actually track

Set a monthly cap per category. Get a warning at 80%, a red flag at 100%.

Groceries60 / 700 EUR

Subscriptions127 / 150 EUR

Housing1,097 / 1,150 EUR

Auto & Gas50 / 250 EUR

Share with the household

Invite your family with a code. Share accounts, categories, and budgets — keep personal transactions private.

DmitriyOwner · 4 accounts

+€3,846

TetianaMember · 3 accounts

−€1,466

Invite memberCode expires in 24h

ABC12345

Family

Built for couples, families & shared households.

One app, multiple people. Invite your partner or family members with a code, share accounts and budgets — while your personal spending stays completely private.

Private by defaultPersonal transactions are visible only to you. Family members see exactly what you choose to share.

Shared accounts & budgetsLink accounts to the family and set joint budget limits. Track household spending together in real time.

Invite with a one-time codeShare a 24-hour code — no email required. Anyone with the code joins your family space instantly.

Individual view for everyonePersonal accounts, private transactions and individual reports stay separate for every member.

Members

DmitriyOwner · 4 accounts

+€3,846

TetianaMember · 3 accounts

−€1,466

Invite memberCode expires in 24h

ABC12345

Shared budgets

Groceries€440 / €700

Housing€1,097 / €1,150

Auto & Gas€50 / €250

See it in action — no signup, no card.

Pre-loaded with sample data. Tour the app in 30 seconds.

Reports

See where it goes. Decide what changes.

Donut charts, cash flow, runway, and period comparisons — your full financial picture in one screen.

Runway projectionHow many days your assets cover spend at the current pace.

Category & tag breakdownVisual donut + ranked list. Drill into subcategories.

Export anywherePDF, PNG, JPG or XLSX — full data or amounts hidden.

A tour

Designed for the daily glance, built for deep dives.

Dashboard

At-a-glance balance, by currency, with budget warnings.

Budgets

Track every category against your monthly cap.

Reports

Donut, breakdowns, cash flow — your money, visualized.

Cash flow

Income vs expense over time, with smart insights.

Built for...

One app, three different lives.

WeSpend adapts to how you actually spend.

Couples & partners

Share what matters, keep what's personal.

Shared budgets & accounts
Private personal transactions
Fair splits & transfers

Digital nomads

Live across currencies without the FX headache.

38 currencies — fiat & crypto
Cross-currency transfers with exact rate
Historical rate charts for any pair

Families with teens

Track allowances and household spending together.

Invite members with a one-time code
Shared categories & budgets
Individual reports for each member

Your data, your rules

Privacy isn't a feature. It's the default.

Encrypted in transit and at rest

TLS everywhere. Database encryption on EU servers.

We don't see your bank password

Monobank API uses a personal token you control. We never touch your credentials.

No ads, ever

Your spending data is yours. We don't sell it, we don't profit from it.

Export anytime

CSV, XLSX, PDF — full data, no lock-in. Leave whenever you want.

Platforms

Wherever your phone goes.

Web, PWA, or right inside Telegram — WeSpend works where you already are.

WebAny modern browser.

PWAInstall on your home screen.

Telegram Mini AppRight inside your chats.

iOSNative app for iPhone.

AndroidNative app for Android.

FAQ

The honest answers.

Right nowFreeAll features. Open beta.

→

After beta~3–5€/moEarly users keep 50% off forever.

Ready to see where it all goes?

Free during open beta. Early users lock in up to 50% off when paid plans launch — add your accounts and start tracking today.